Upstart’s AI Lending Platform Delivers 250% Return Over Three Years
Upstart Holdings (UPST -2.83%) has demonstrated the disruptive potential of AI in fintech, with its algorithmic lending platform generating a 250% return for investors since July 2022. A $1,000 position WOULD now be worth $3,500—a remarkable performance despite remaining 78% below 2021's all-time high.
The company's Q1 2025 results reveal accelerating momentum: transaction volume surged 102% year-over-year, driving 67% revenue growth. This rebound follows earlier struggles, proving the resilience of its credit assessment technology that boosts approval rates while managing default risk.